Programs

Loan Programs Built For Investors

Choose a program, then apply with deal basics. We will confirm fit, required docs, and a realistic timeline.

Core Programs

These are common investor scenarios. Actual terms vary by property, collateral, experience, and lender guidelines.

Fix & Flip

Program
  • Purchase + rehab funding for 1-8 unit properties
  • Often interest-only, short-term structure
  • Speed and draw process matter: plan for inspections & milestones

New Construction

Program
  • Ground-up builds with structured draws
  • Shovel-ready lots, teardown builds, infill, and spec projects
  • Budget discipline and timeline clarity drive approvals

Bridge Loan

Program
  • Transitional financing for fast closings
  • Common for acquisitions, payoff deadlines, and time-sensitive opportunities
  • Best when exit strategy is clear (sale, refinance, stabilization)

DSCR (Rental)

Program
  • Cash-flow based underwriting for investment properties
  • Often limited income documentation relative to conventional loans
  • Portfolio-minded options depending on lender

Commercial

Program
  • Multi-family, mixed-use, industrial, and other commercial assets
  • Structure varies widely: value-add vs stabilized matters
  • Expect third-party reports depending on loan size and asset type

Business Funding

Program
  • Working capital and growth funding (non-real-estate uses)
  • Typically requires time-in-business and revenue history
  • Rates/terms depend on cashflow, credit, and risk tier
Typical Docs (varies by program)
Entity/borrower info, deal summary, property address, purchase contract (if applicable), scope/budget (rehab/build), rent roll/leases (rentals), insurance, and basic experience summary.
Do not send Social Security numbers via this website.